Stafford Loan Programs

There are 3 steps to applying for the Federal Stafford Loan. If you are applying for a Federal Stafford Loan for the first time at Sacred Heart University, you will need to complete all 3 steps which will take approximately 25-30 minutes. 

Before you begin: you will need your FAFSA PIN* issued by the U. S. Department of Education and the name, address and phone numbers of two adult references (living in the United States) with different addresses.

*If you have lost or forgotten your FAFSA PIN, visit www.pin.ed.gov.

1. Electronically sign your Federal Stafford Loan Master Promissory Note (MPN)
We have researched and come up with a list of lenders who not only provide the most competitive borrower benefits but also provide optimal service. We have detailed the benefits in the table below, please review before making your decision. Once you have chosen a lender simply click on the lender and follow the online instructions. If you would prefer to work with another lender or have borrowed in the past and would like to continue working with that lender, please contact our office for further instruction.


2. Complete your Federal Direct Stafford Loan Entrance Interview online.
This interview is a federal requirement and will inform you of your rights and responsibilities as a borrower under the Federal Stafford Loan program.


3. Complete your SHU Federal Stafford Loan Certification. To finalize the loan process you must complete and return the loan certification to the Office of Student Financial Assistance. Download and print document. SHU Federal Stafford Loan Certification.

**Attention Graduate/Part Time Undergraduate Students**

Per Federal regulations, You MUST be enrolled/registered for at least 6 credits per term/semester in order for your Federal Stafford Loan or your Federal Grad Plus loan to disburse. Please remember that when you complete your Confidential Information form you will be indicating which terms/semesters you will be taking courses. Your loan disbursements will be divided by the terms you state on the form. Each of the terms/semesters you will be taking courses, you must maintain at least Half Time enrollment or at least 6 credits in order for your loan disbursements to be in compliance with Federal Regulations. This includes the Late Spring/Summer semesters. If you fail to maintain at least Half time enrollment your loan disbursements will be canceled.