Loans & Financing Options

Online Students

Federal Sources

Eligibility Requirements

Award Ranges

Federal Direct Stafford Loan Subsidized Program

Students who have demonstrated financial need beyond what financial aid covers are eligible to borrow under this program. The government will pay all interest during the in-school period, and principal repayment is not required while the student is in school. Please note that graduate students are not eligible for Subsidized Stafford Loans. 

$3,500 - year 1

$4,500 - year 2

$5,500 - years 3+ 

Federal Direct Stafford Loan Unsubsidized Program

Students who do not have demonstrated need may borrow under this program. Interest will be paid by the borrower while the borrower is in school. However, students may opt to defer payment until they leave school.

UG - up to $7,000/year 

GR - up to $20,500/year

Federal Direct Graduate PLUS Loans

This federally sponsored student loan is available to graduate/professional students who need assistance financing an education that is not covered by other forms of financial aid. Graduate PLUS Loans are available to credit worthy U.S. citizens or eligible non-citizens. To process a Grad PLUS Loan a FAFSA must first be submitted and Stafford Loan eligibility must be utilized. 

May borrow up to the cost of attendance less other financial aid.

Federal Direct Parent PLUS Loan

The federally sponsored Parent PLUS loan is a low interest student loan for parents of dependent undergraduate students. With a Parent PLUS Loan, families can fund the entire cost of a child's education (less other financial aid).

May borrow up to the cost of attendance less other financial aid.

Alternative Loans
If a student needs to borrow more than the maximum allowed under the Stafford Loan Program, there are numerous alternative loan programs from which to choose. Alternative loans provide an additional funding option often at a lower interest rate than other lines of credit.