International Health Insurance

International Health Insurance

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Sacred Heart University has contracted with HTH Worldwide, a leading global health insurance provider, to provide students and group leaders with service and protection in the event they become ill or injured while abroad.

HTH health insurance is active during the program dates abroad.

Once enrolled in the HTH plan, you are assigned a personal ID number (Certificate Number). This number is listed on the ID card and is also accessible through HTH Worldwide. Upon receipt of this number, please log on to the HTH Worldwide website to register and have access to the HTH tools, services, and benefits information. This site will show you how to do a doctor/pharmacy/hospital search, medical translation, file a claim, etc. You should familiarize yourself with HTH prior to travel abroad and you are encouraged to contact them anytime with specific questions.  You will need to enter your personal HTH Worldwide ID number to register at this website.

Using the HTH Worldwide site, you can:

  • Review insurance plan benefits and coverage dates/status
  • Review emergency assistance benefit
  • Download claims forms and instructions; check claims status
  • Search for a doctor outside the U.S.
  • Review health and safety information about their program's location
  • Translate medication names, medical phrases and terms
  • Review recent health and security news, and/or sign up to receive personalized email alerts

HTH Non-Emergency Medical Care Overseas

If you are in need of non-emergency medical care overseas, you may contact HTH directly at the phone number or email address on your ID card for 24/7 service and assistance.  Always contact HTH in the case of emergency or have someone else contact them on your behalf.  If you are able to access the internet, please log on to the HTH website to locate a physician. HTH has already identified and certified physicians who can provide medical care in most of our study abroad destinations.

There is no deductible and no co-payment for your medical care through HTH partner providers. However, you will need to pay for prescription medicine out-of-pocket. Collect all receipts, and submit them along with a completed HTH claim form directly to you upon your return to the U.S. If you are unable to receive care from an HTH provider and must see another provider, please contact HTH to see if the provider will accept payment from HTH. You may need to pay costs out-of-pocket. Collect receipts for every service provided and then submit the receipts and a completed HTH claim form directly to HTH after you return to the U.S. You are advised to bring a credit card with you for medical emergencies.

For more information about HTH insurance, you may stop by the Office of Global Affairs to pick up a current HTH Pamphlet.

Emergency Medical Care Overseas

In the event of a medical or evacuation emergency, you should contact HTH immediately at: 1-888-243-2358 (phone number is on the card).

All Eligible Participants are entitled to Global Assistance Services while traveling outside of the United States. In the event of an emergency, you should go immediately to the nearest physician or hospital without delay and then contact HTH Worldwide. HTH Worldwide will then take the appropriate action to assist and monitor the medical care until the situation is resolved.

To contact HTH Worldwide in the event of an emergency, call 1.800.257.4823 or collect to +1.610.254.8771.

Submitting a Claim

Claims are to be submitted to:

HTH Worldwide
Attn: International Claims
One Radnor Corporate Center, Suite 100
Radnor, PA 19087, USA

See the HTH Worldwide website for claim forms and instructions on how to file a claim.